| Part A Hospital Services | F | F-ded | G | G-ded | N |
|---|---|---|---|---|---|
| The Part A deductible is $1632 per benefit period A benefit period starts when you are admitted to a facility and ends 60 days after you last received inpatient care at any facilityPart A Deductible ($1632) |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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| Covers 365 Additional inpatient days after lifetime reserve has been used up365 days extra Hospital coverage | |
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| Skilled nursing facility coinsurance | |
$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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| 3 Pints of (unreplaced) blood | |
$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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| Part B Services | F | F-ded | G | G-ded | N |
| Part B Annual Deductible ($240) | |
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| Medicare covers 80% of Part B claims, you are responsible for 20%Part B Coinsurance | |
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You pay $20 for Dr. office visits You pay $50 for emergency room visits$20/$50 |
| Doctors who do not take Medicare Assignment can charge 15% above what medicare allows Some Medicare Supplement plans cover that extra 15%Part B Excess Charges |
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| Additional Features | F | F-ded | G | G-ded | N |
| Out of Pocket Limit | NA | NA | NA | NA | NA |
| Hospice coverage | |
$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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$2800 annual deductible applies You pay all Medicare deductibles, copays and coinsurance until you spend $2800 in a calendar year After that coverage is 100% after ded |
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| Foreign Travel Emergency | |
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| Monthly Rates & Brochures | F | F-ded | G | G-ded | N |
| Anthem | S: 686.77 I: Additional benefits included with Anthem Innovative plan rider
|
499.81 | 517.07 | ||
| Blue Shield eff 7/1/2024 | 693.00 | S: 575.00 Extra Rider
E: 609.00 |
514 | ||
| Blue Shield to 6/30/2024 | 643.00 | S: 533.00 Extra Rider
E: 565.00 |
478 | ||
| Health Net | S: 607.00 Additional benefits included with Health Net Innovative plan rider
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261.00 | S: 491.00 Additional benefits included with Health Net Innovative plan rider
|
250.00 | 471.00 |
| Humana Achieve to 7/31/2024 | 614.25 | 540.49 | 183.75 | 441.31 | |
| Humana Achieve eff 8/1/2024 | 660.02 | 580.73 | 183.75 | 441.31 | |
| Physicians Mutual | 507.78 | 442.87 | 367.66 | ||
| United American | 742.00 | 150.00 | 618.00 | 150.00 | 514.00 |
| UHC to 5/31/2024 | 524.98 | 410.23 | 347.59 | ||
| UHC eff 6/1/2024 | 586.18 | 458.51 | 388.24 | ||
| Choosing a Medigap Policy | |||||
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Prepared for
Zip code: 96003 Age: 82 Spouse: 71 |
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UHC rates based on Part B effective 10 or more years UHC spousal rates based on Part B effective less than 10 years UHC rates reflect 7% You can take 7% off your monthly premiums if
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